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Insurance 4 Dinghies


Details and documents - Dinghy insurance

At Towergate Mardon we understand that sailors use their dinghies and multi hulls for different purposes, which is why our insurance4dinghies product lets you choose and pay for the level of dinghy insurance cover which best suits how you use your craft.

If you don’t use your dinghy or multi hull for racing, you can opt for our cheaper and more basic Bronze package. If you do race, but only at club level, you can choose our mid-range Silver package, which offers racing risks cover but at a mid-range price. And, if you’re really into sailing and attend open meetings, nationals and European or World Championships, we offer full racing risks cover under our Gold package.

Key features of our dinghy insurance and multi hull insurance Bronze



Cover for racing at open meetings, nationals and European championships No No Yes
Refund of entry fee if the open meeting is abandoned due to poor wind conditions No No Yes
Cover for racing at club level No Yes Yes
Personal belongings cover of up to £350 Yes Yes Yes
'New for old' for mast and sails Yes Yes Yes
Cover for use in the inland and coastal waters of the UK and Europe (up to 30 days) Yes Yes Yes
£3 million third party liability Yes Yes Yes
Personal accident, accidental death or injury cover of up to £10,000 Yes Yes Yes
Transit cover included Yes Yes Yes
Option to purchase legal expenses cover of up to £100,000 for only £5! Yes Yes Yes
Access to a nationwide network of repairers Yes Yes Yes


You can choose a 6 or 12 month policy and if you’re a member of a class association or sailing club who partners with us, you can benefit from a 10% discount!

Plus you will receive an instant decision regarding your dinghy insurance claim over the phone and have access to a network of nationwide repairers

We have provided dinghy insurance for over 30 years and our dinghy insurance specialist, John Tuckwelll, races in various multi hull classes and is extremely knowledgeable about all aspects of Dinghy sailing and dinghy racing.

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